The ACA: Healthcare You Can Afford

Woman talking to a doctor

Medical bills can be expensive, especially when you’re dealing with a chronic health problem or disability. Fortunately, the Affordable Care Act (ACA) allows you, and many others, to find and get the treatment you need. And enrollment in the Affordable Care Act, as its name implies, helps you receive care without the steep costs.

What is the ACA?

The ACA enables affordable healthcare insurance coverage through expanded health coverage, free preventive care, and lower healthcare costs, among others. In addition, you can find healthcare insurance plans on one site, saving you the time and effort it takes to choose among multiple options.

The Act expands Medicaid coverage for households below the 133 percent federal poverty level. The Healthcare.Gov site points out though that some states may use a different income limit. In addition to income, qualification for Medicaid coverage also includes disability and family status.

How Do You Enroll?

You can get affordable healthcare through expanded Medicaid or through the Marketplace. If you’re going through the latter, the eligibility is as follows:

  • You must reside in America
  • You must be a U.S. citizen or national
  • You cannot be in prison
  • You cannot have Medicaid coverage

If you still do not qualify for Medicare (because your state hasn’t expanded) or Marketplace plan enrollment, you can still get low-cost care through certain community health center. Health centers can provide general primary care, baby shots, and prenatal care. You could also get referrals for specialized care.

The ACA provides funds to health centers across the country in an effort to further provide better health care to more Americans. You can qualify for this benefit if your income falls below the prescribed level.

Getting sick or injured can get expensive. But you do have options for low-cost medical care. With ACA enrollment, you can get access to treatment and other benefits.